Highlights
Frequently asked questions
- Urgent Care or the Emergency Room? Which Should You Choose? Many cases of injury or illness can be handled at an urgent care clinic rather than a hospital emergency department.
- What is Health Insurance?
- If I buy a health plan before December 15, when does it take effect? In most states, the insurance market closes that day. What happens next.
- What services do plans have to cover for pregnant women? Federal law requires most employer and all ACA-compliant individual insurance plans, including those available through the Marketplaces, to cover maternity services including child birth and newborn care.
- Can be charged more because of my age? Some states prohibit insurers from adjusting premiums for age, or limit the age adjustment to less than three-to-one.
- Are there any preventive services for women specifically? The Affordable Care Act (ACA) includes a number of preventive services for women that ACA-compliant, “non-grandfathered” private plans are required to cover without cost sharing.